Model Building Codes

A building code is the minimum standard to which a property can be built. Jurisdictions typically adopt newer model building codes developed by the International Code Council (ICC)every three to six years. Modern building codes have recently begun to address property protection; however, code enforcement is usually underfunded in most municipal budgets, and enforcement is inconsistent across jurisdictions. 

FORTIFIED adds additional protection to protect property better and ensures compliance with FORTIFIED building standards using a third-party evaluator. The goal is to reduce the risk of loss and ensure the building survives a severe event, allowing it to be quickly reusable by protecting the interior of the building and its contents. 

We created a Code Supplement to bridge the gap between existing "I Codes®" and the IBHS FORTIFIED Home™ technical standards. The Supplement is written in an ordinance format to be easily added to and adopted with local building codes.

Our Supplement provides communities with a straightforward, proven approach to increase their community's resilience to storms, reduce future damage, and help leverage incentives and funding for using beyond-code construction methods.

The Supplement is a free public resource maintained by Smart Home America, Inc. and the Insurance Institute for Business and Home Safety (IBHS).

There are two versions – one for coastal communities at risk from Hurricanes and one for inland communities focused on high wind, hail, and tornadoes. Both are beyond-code additions to the locally or state-adopted and enforced International Residential Code (IRC) of the ICC.

Download the Coastal Construction Code Supplement.

Download the Construction Code Supplement.